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Q: Can I use it anywhere? 
Yes, you can use the card anywhere that accepts Visa. 


Q: Is there fraud protection? 
Yes, you have full fraud protection from Visa.

Q: Can I reach customer service if my card declines? Is it 24hrs? 
Yes, our issuing bank has 24/7 customer service.

Q: Is there a limit to how much I can purchase on my card? 
Spend up to $150,000 USD per transaction with no monthly spend limit.

Q: Is there an initiation fee and annual dues?

Yes, there is a one-time $5000 membership fee. After the first year, your annual dues are $2000 (waived first year).

Q: Do I get an invoice/receipt for my initiation purchase? 
Yes, you will receive a receipt after payment completion.

Q: If I lose it how do I get a replacement card?
 How long will it take? What’s the cost?

A virtual card will be issued right away which you can use on your smartphone. The physical metal card will take approximately 3-4 weeks to replace at a cost of $500 



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